One of the best ways to maintain health is to stay in a good mood. Life is not free of problems and worries, but giving it a large size and allowing it to disturb mood reduces productivity, reduces body immunity, and contributes to hormonal imbalance.
The constant movement and change in lifestyle, such as sitting long hours behind the work offices, or behind the screens, these things increase the incidence of many diseases, so it is necessary to exercise and movement to stimulate blood circulation, which in turn activates all organs of the body and its members.
You should drink enough water every day. The body is made up mainly of water, and its deficiency affects all vital processes in the body, so it is recommended to eat about eight glasses of water a day.
To protect health and prevent disease as diseases are widespread and especially infectious diseases. Therefore, measures must be taken to prevent disease. The most important of these measures is to maintain hygiene, washing hands with soap to get rid of germs, continuous bathing, Eat healthy food, especially fruits and vegetables washed well, and necessary to drink water in sufficient quantities, it works to strengthen the body and the fight against infectious diseases, and prefer not to go to crowded places in the event of any infectious disease, and must stop smoking to reduce Of lung disease and cancer.
Human health is divided into physical health and mental health. In order to achieve good health, the two parts must be maintained. They are linked together. In order to maintain mental health, the methods that lead to God’s satisfaction must be adhered to, such as the obligation to perform the prayers in time, Charity, and all acts that are beloved to God. You must think positively and keep away from the negative thoughts that invade the mind. You must avoid the tradition of others or follow others. When a person is an independent personality, he is more positive and able to resist the pressures of life.
Health is the most expensive thing that man has. Most of those who grow up with age are complaining about health. Good health is a source of happiness for the human being, which is not only felt by its value, it must be maintained at the beginning by keeping away from one of the major pathogens these days , Which suffers from many, and is the extra weight is one of the problems of the times, and causes many diseases such as heart disease and diabetes, and diseases of joints and pressure, and should be constantly exercise and increase movement and activity, and eating healthy, and Avoid smoking, and take preventive measures to keep away from infection Satisfied with various infectious diseases.
Life insurance is one of the most prominent and important insurance services provided by various insurance companies,
Because of the great importance it enjoys, compared to many other services provided in the same framework.
Life insurance is characterized by a variety of advantages and types, which are determined according to the nature of the individual’s need for such type of insurance.
What is life insurance, its importance and types:
What is the importance of life insurance?
Definition of life insurance:
Types:
What is the importance of life insurance:
Definition of life insurance:
Life insurance can be defined as a sum of money that insurance companies pay to the heirs of the insured person or the persons who have chosen him as beneficiaries of that amount, which is in the form of a policy, for a sum of money paid by this insured person to the company in the form of monthly installments Or annual.
The policy may include a number of other services or benefits, such as disability, disability, serious illness, etc.
Types:
There are many types of life insurance contracts, as follows:
Life insurance only:
Is the amount of money paid by the insurance company to the heirs of the insured person or beneficiaries,
During the policy period, if such person dies.
Insurance and Savings:
Is the amount of money paid by the insurance company to the heirs of the insured person or beneficiaries during the period of the policy, if such person dies or pays a sum of money to this beneficiary as a form of pension if he exceeds a certain age, In the terms of this policy.
The monthly installment paid in the insurance and savings policy is usually higher than the premium paid in the life insurance policy only.
This amount is also increased, in both types, if a variety of other privileges are added, such as protection from accident or total or partial disability.
The importance of insurance and its benefits to individuals and society:
Insurance has many benefits, both for individuals and the community in general, including:
- Achieving the principle of cooperation among a group of individuals exposed to the same danger and securing their future by sharing the risks they may be exposed to.
2 – Insurance helps in maintaining the wealth of the establishment by compensating for losses that may be exposed to the risk
3 – Insurance helps to maintain the productive capacity of the establishment.
4 – provides reassurance in the minds of individuals.
5 – Avoiding the potential loss of large potential may lead to the loss of life of the individual and the elimination of his future if signed and has no insurance against the danger.
Tips for maintaining the general health of man
There are a lot of ways and tips that help to maintain health in this article and exclusively on the first Arab diet magazine in the world of fitness health and beauty know the most important ways to maintain health.
Ways to maintain health
People always strive to stay healthy, free from disease, and have a healthy body, through which they can do what they want without any trouble, and can grow old without suffering from the problems of aging. People often have major problems and difficulties in maintaining Their health is better than they have access to health. Keeping health requires lifelong insistence and follow-up on your diet and your whole life. But it makes it difficult for many to see the wrong ways they use to achieve full health, This is why S. The following are mentioned after the tips that can help you stay healthy:
General tips for maintaining physical health
– Eliminate unhealthy diet by avoiding pans and fast food saturated with fat, energy drinks, soft drinks, sweets filled with refined sugars, salt-rich foods, colors and taste enhancers, and inorganic foods containing hormones, as well as reducing the intake of meat of all kinds .
– Increase the intake of healthy foods: fruits and organic vegetables of all kinds, grains, legumes, nuts and fish, so that more raw foods or cooked, to provide the body with the necessary minerals and vitamins, as well as fibers that help digestion and expel toxins from the body.
– Drink ample amounts of water daily especially in the early morning, at a rate of at least two liters a day; to help the body to burn excess fat, expel the waste from the digestive system, improve blood circulation and activate the cells.
– Obtain sufficient hours of sleep every day for at least eight hours while avoiding sleep because it causes a lot of health problems such as weight gain, insomnia and skin pigmentation, and try to accustom the body to sleep early, before the eleventh hour to regulate the biological clock and restore the cells of the body.
– To maintain daily exercise for at least half an hour and to familiarize the body with the permanent movement, in order to stimulate blood circulation and expand the lungs and strengthen the body and muscles and nerves, and improve the mood of the human. Rely on the natural materials used in the cleaning and beautification of the body, such as shampoos, creams and toothpastes, and avoid the use of chemically manufactured commercial materials.
Maintain health
– Improving the quality of sleep Helps go to bed at the same time daily, in the maintenance of health, through the body to get more sleep.
– Thinking in a positive way affects waking up bad mood, the way to deal with people around, in addition to the body’s weakness and inability to resist diseases and germs, so should always think in a positive way and enjoy a good mood.
– Drink a large amount of water makes up about 50% of the total body, which helps the body in the performance of its functions, in addition to increasing the ability of the mind to think, properly without sufficient water, so be careful to drink 6_8 cups Daily water.
– Exercise daily Help breathing exercises and meditation to strengthen the immunity of the body, in addition to its ability to fight microbes, and avoid heart disease and obesity, and reduces exercise and stress and the risk of cancer and osteoporosis.
– Follow a healthy diet contributes to reducing the calories per person per day to maintain good health of the body, which reduces the proportion of cholesterol and grease in the body.
Mental stimulation Mental health is not less important than physical health. Brain functions should be enhanced by various activities, such as fun, which help release neurotransmitters, pastel, and choline’s, which help to process information.
– Exercise on a daily basis, or 150 minutes a week, half an hour a day and five days a week, is necessary to maintain healthy body.
– Keep your clothes clean and your mattress and the environment in which you live, and live in clothes and areas soiled many bacteria that may affect human health.
– Make sure that you get enough sleep every day. Reducing sleep for your work is very harmful to health. It is important to pay attention to the quality of your sleep.
– Close your mobile phone at night, the mobile phone may come out in the night from the state of deep sleep, which is one of the most useful sleep stages of the body.
– Be sure to get different vaccines that help to prevent or mitigate the disease, such as influenza.
– Reduce noise and sound around you as much as possible, especially if you use the earphones.
– Perform a comprehensive examination of the doctor between the time and the other, periodic examination helps to avoid the various problems before the occurrence or aggravation.
– You should be exposed to the sun directly and without putting any kind of creams or sunscreen every day for at least a quarter of an hour.
Types of life insurance policies
Life insurance is a method that many people resort to as a safe way to protect against future changes. These are the most important types of life insurance policies that can be used in case of this type of insurance.
- Individual life insurance
Individual life insurance includes all documents that are issued on the life of one individual or on the lives of a very limited number of individuals related to a particular relationship such as documents issued on the life of a couple or spouses and children together, or documents issued on the life of the joint partners in the companies of persons. Of the individual life insurance policies in the health check of the insured or the insured.
Insurance for individual life insurance is intended to cover individual insurance policies and several other conditions, the most important being that the insurance amount is less than a certain minimum, the premiums are calculated on an annual basis.
- Collective life insurance
Collective life insurance is the kind of life insurance that covers a group of people with a certain connection, often a work link, or a single trade union under a single document. Collective life insurance has the following characteristics, group selection as a whole, For medical disclosure to members.
Coverage of all members, or at least a certain minimum, 75% of them, for example, in all cases should not be less than the number of members of the group of a certain minimum, 50 members, for example.
Advantages and Disadvantages of a Life Insurance Policy
Life insurance is an insurance contract between the policyholder and an insurance company where it is agreed that the insurance company pays a certain sum in case the policyholder dies to his heirs or beneficiaries chosen by the insured.
The policyholder is obliged to pay a sum of money on monthly or monthly installments or a lump sum of money. The contract shall specify the period of validity of the contract.
The contract usually complies with the amount that the company pays to the heirs or beneficiaries in the event of the death of the policyholder. The policy may contain additional contracts or additional benefits including disability, disability and serious illness, or a plan to ensure the university education of children or any other goals or programs .
Insurance Benefits:
– Life insurance contract is intended to protect family income after the death of the main breadwinner.
– There is no maximum value for life insurance.
– There are documents for a specified period to be recovered after the expiry of the value of the document and the proceeds of its share of the profits realized by the insurance company.
– Borrowing can be borrowed from the insurance company or from the bank.
Defects:
– There are those who see the violation of the law.
– Upon liquidation, losses are recorded in accordance with the actuarial recovery schedule.
The insurance policy defines the insurance policy as a document detailing an agreement between the insured person and the insured person, a contract whose purpose is financial protection, and that there is a specific policy between individuals and insurance companies through which the individual obtains financial protection or financial compensation from a company The insurance policy is used to reduce and prevent risk losses: small and large, knowing that the purpose of the insurance policy can be life insurance, or insurance Health, or home.
In the United States, for example, individuals have at least one of these insurances, and auto insurance is a must. Every insurance company has a special policy regarding its insurance policies.
The insurance policy is an official document of the insurance company for the insured, so that the indemnity cover becomes effective for the insured. It is a legal guide to the insurance agreement, in which the conditions covering the compensation, such as the amounts paid by the insurance company, are determined. The policy can be issued as soon as individuals agree to the insurance process, which contains all the conditions, in addition to which all insurance data are determined.
Insurance policies vary according to the subject of insurance: the insured thing, the purpose of the insurance, and the risks covered by it, knowing that there are insurance documents issued for the insured person itself, namely individual insurance policies, including life insurance policies. There is also a type of insurance policy called a vehicle insurance policy. Such documents cover more than one type of risk, such as comprehensive car insurance. This type of insurance is more economical than individual insurance policies that cover only one risk There are also documents the collective insurance that covers a group of people have the same conditions against hazards, such as: workers, students and peasants.
Components of an insurance policy There are three important elements that must be present in an insurance policy:
Insurance premium: The price that is determined by the insurance company, usually paid in the form of monthly installments, and here the insurance companies differ in terms of prices provided to the insured person, and this price varies, as it depends on the risks that may be insured on him.
Maximum Policy: The maximum amount paid by the Insurer is set to cover the losses covered, and the payment period that may be for a lifetime or a specified period is set.
Deductible amount: a sum paid by the policyholder from his own account before the insurance company pays his claim.
Types of insurance
An insurance policy can cover anything in life, but there are important types that every person planning for his financial future, and for a comfortable and happy life, must be aware of, and of these types:
Health insurance: Health insurance is one of the most important types of insurance that can be cared for by the individual because health is the most important thing in human life, which helps him to live better and achieve all his desires in life. The person who does not have health insurance has He cannot receive treatment, or pay for it if he has a disease or a health related accident. It is worth mentioning that the employer can provide health insurance for his employees, and health insurance can be a personal effort.
Life insurance: Life insurance is important, especially for people who have a family and have children. This type of insurance can solve many problems, such as: repayment of a deceased person’s debt or filling in the place of income lost as a result of death or As mentioned, employers can provide their employees with this kind of insurance, as can many insurance companies that provide adequate coverage at reasonable prices. The period of coverage covered by this insurance is 5- 30 years, and humiliation If for a certain period, there is a permanent insurance that covers the entire life, if the payment continues installment.
Property insurance: It is property insurance, which is mandatory when there is a mortgage; that is to say borrowing from the bank; to buy a house for example, in which case the person is obliged to insure the property; the property insurance is important to the owners; And compensates them in case of fire, theft or disaster.
Car insurance: There are many countries that require people who own cars to insure on their cars, as well as the purchase of a car by borrowing, in this case is the insurance in two types: liability insurance; it covers damage to the other vehicle in In the event of an insured accident, collision insurance covering damage to the insured vehicle, and most car insurance policies cover death due to traffic accidents if the insured is legally liable, But the higher the insurance coverage, the higher the amount paid.
Fire insurance: This type of insurance compensates for losses caused by fires, explosions and lightning, whether such losses have been caused to movable property, such as contents or immovables, such as factories or commercial offices. Fire insurance can also include other types of hazards , Which must be attached to the insurance policy, such as thefts, aircraft crashes, earthquakes, or damage from vehicle collisions.
General Accident Insurance: This type of insurance includes theft insurance, general liability, worker compensation insurance, livestock insurance, professional liability insurance, security guarantee, and cash security during transfer from the bank to customers.
Marine insurance: In marine insurance, goods shipped by sea, air, road or rail are protected. If they are misled, the owners of the goods are compensated for the loss of their goods during transport or shipment. Occur due to the risks agreed upon in the insurance policy.
Insurance companies
People resort to insurance companies to take advantage of the amount provided by these companies as compensation for some of the risks they are exposed to, such as burning their homes, or being robbed, or in cases of illness, disability, etc., and these companies are the most important economic sectors in these days, That the subject of the article revolves around insurance, we must define it clearly, where the insurance is linguistically defined as security, reassurance, and the disappearance of fear, the legal definition of it is summarized as a contract under which the insured to compensate the losses suffered by the insured, Cash paid by the insured is called (premium insurance).
Insurance companies have emerged to achieve the desired goal of insurance for people. They are known as commercial companies that receive payments from their subscribers, either directly, as some life insurance cases, or indirectly, by paying the premium, and in turn invests these funds, Commercial banks have a dual role in receiving money, investing it and paying it to subscribers in case of danger.
Types of Insurance Companies Insurance companies are generally classified as financial institutions and are classified into two main categories: insurance companies according to the range of insurance activities and according to the legal form.
Life insurance companies: These companies are interested in providing insurance for the participant in relation to his life, or his death, and some of these types, called insurance companies mixed.
General insurance companies: These companies are responsible for insurance on the property of the subscriber, providing him with compensation in cases of fire and theft, and provides insurance on all types of transport, in addition to providing insurance on the civil liability of participants against others, such as cases of car accidents.
Social security funds: These companies are concerned with the therapeutic aspects of the participant. The participant, when he needs treatment, pays a small sum and the insurance company pays for the remaining treatment costs.
Comprehensive companies: These companies insure life, death, property insurance, transportation, and third-party treatment. These companies are comprehensive of the three previous types of insurance companies.
Joint stock companies: These companies are formed by shareholders and belong to them. They benefit from the profits achieved by the company. They also appoint a board of directors to handle the affairs of the company and manage its affairs.
Fund companies: These companies differ from the previous being huge, and lack of shares; the ownership of companies to the policyholders, and the task of a team of experts in the management of the company.
Principles of insurance companies The insurance companies follow a set of principles they are committed to while providing a service to the customer; to maintain the customer, attract other subscribers to the company, and some of these principles guarantee the loss of insurance companies, the system of principles is based on substantive technical and legal basis; Safe to the parties, these principles are:
Principle of good faith: This principle is intended to give the company and the client all the essential facts, and not to make misleading facts, and the most important facts that may increase the risk, which should be disclosed as follows: a comprehensive description of the thing to be insured.
Show any documents that provide insurance against the same risk. Provide details of previous loss and claims. Clarify the customer’s behavior, or any facts that may expose the insured person to a higher risk than the normal range.
Simple tips for healthy nutrition and disease prevention
How can you get full healthy nutrition daily? Here are ten simple scientific tips for natural nutrition to maintain your fitness and fitness and protect yourself from diseases.
Healthy and full nutrition give the body vitality and ability to resist fatigue and hunger. Therefore, Brigitte and the German Diet Association website are recommended to follow ten simple habits to fully nourish and maintain fitness and prevent many diseases:
Diversification of diets:
It is recommended to eat natural products instead of processed food products, ie whole grains, vegetables, meat and fresh fish. For example, eat a fresh apple instead of drinking sugar-sweetened apple juice. Try to stick to a balanced daily diet program that contains carbohydrates, fiber, and plant-free nutrients rich in salts.
Potato and rich grain products:
It is recommended to eat bread and pasta made from whole grains (brown flour, not white) and rice and breakfast cereals. Potato contains rich vitamins, mineral salts and starches. It is recommended to eat at least 30 grams of product carbohydrates, made from whole wheat grains. This reduces the risk of diseases associated with poor nutrition.
Fruits and vegetables
Eat five fresh pieces of vegetables and fruits daily, can also be cooked a little or mixed as a drink of juice or cocktail, at different times of the day. Choose fruits and seasonal vegetables, they are rich in vitamins, mineral salts and plant elements.
Milk and fish
Eat milk and milk products daily, fish once or twice a week, meat, sausages and eggs in moderate amounts. These products contain calcium, iodine, selenium and omega-3 fatty acid. Check the source and validity of the fish before purchasing them. To maintain a healthy and complete nutrition, do not eat too much meat and sausages, 300 to 600 grams sufficient per week. Meat contains mineral salts and vitamins B1, B6 and B12. White meat, such as chicken liver, is healthier than red meat, such as beef.
Nutritional products are rich and fat free
Fat contains essential fatty acids and vitamins, which give the body great energy; but over-eating may lead to obesity. This may increase the risk of cardiovascular disease. It is therefore recommended to take vegetable oils and fats such as soybean oil, kale and their products. But beware of hidden fats, that is found in meat, milk products, refreshments, desserts, fast food and packaged canned meals. The body is enough to take 60 to 80 grams of fat a day.
Sugar and salt in moderate amounts
Sugar and products made from sugar, such as drinks or glucose syrup, are taken from one period to another. Add spices, spices and herbs when cooking, but do not eat too much salt. When adding salt, use iodized salt and fluoride.
Water and natural drinks
Do not drink too much sugar-rich beverages and do not over-sugar because it can lead to weight gain. Eat one and a half drinks a day, and drink more water is essential for the body.
Spices and natural herbs
Cook the food on low heat, and if possible for a short period, add a little water and a little fat to add a natural taste to the food, thereby protecting the mineral salts from evaporation, and recommend the use of fresh ingredients.
Take your time and enjoy eating
Try to take enough time to eat or break, and avoid eating greedily or quickly. But enjoy eating, it will give you a sense of satiety.
Keep fit
Exercise every day from 30 to 60 minutes a day. Body movement regularly complements healthy and complete nutrition, and helps you keep your weight on a regular basis. Take a walk or bike, not only for your health, but for the environment as well.
Benefits of healthy food and disease prevention
When we talk about medicine in the future, it is mainly about preventive medicine. The intention is to adopt a healthy lifestyle and benefit from healthy food.
Proper nutrition as part of a healthy lifestyle helps us to prevent the development of various diseases, thus avoiding disappointment from facing the disease.
An integral part of a healthy lifestyle, is proper nutrition. Proper nutrition is of great importance in the prevention of diseases, especially chronic diseases such as diabetes, high blood pressure and obesity that have turned into a pandemic in the Western world.
Despite what one may think at first, a healthy diet does not mean that you should stop enjoying the food. On the contrary. There are a number of golden rules regarding proper nutrition, which if we keep them, we will be healthier.
The benefits of healthy food – do not do
- Canned, smoked or pickled foods. In a few studies, there has been a link between diets rich in these foods and the development of cancer, especially esophageal cancer and stomach cancer – in countries such as Japan and China, where they eat plenty of pickled vegetables and Iceland, where they eat more smoked meat, The proportion of these cancers is much higher.
- Simple sugars – Simple sugars raise blood sugar levels, damaging the immune system. As part of a healthy diet, these sugars should be avoided.
- Alcohol, caffeine, fried foods and spices – substances that damage the functioning of the digestive system and the immune system, as well as substances rich in calories, bad fats and sugar. The benefits of healthy food should be avoided as much as possible.
- Fat – excess fat, especially animal, leads to high levels of hormones such as estrogen, which may promote the development of cancerous diseases.
- Animal proteins – high protein intake, especially animal, high in fat and fiber free, encourages the formation of cancerous diseases. Proper nutrition is recommended for consumption of plant proteins such as legumes and whole grains.
The benefits of healthy food – do
- Make sure that the amount of fat in the food you eat does not exceed 20% per day. The focus is on monounsaturated fats found in olive oil, soybeans, avocados, olives, walnuts, sunflower seeds, sesame seeds, flax seeds, etc. .
Eat more than 40 grams of fiber, especially fiber in whole grains, fruits and vegetables. Fiber helps to facilitate the passage of food in the intestine, remove excess estrogen and other toxins in the body. Dietary fiber is particularly important to prevent the development of colon cancer, one of which is the presence of a small amount of fiber in the food.
- Reduce weight (if you are obese) – Studies have found that excess weight may increase the risk of cancer.
- Eat plenty of food, and small meals – Eating small meals frequently throughout the day, does not burden the digestive system and contributes to creating a good feeling.
- Try to eat organic foods free of chemical pesticides, preservatives, food dyes and so on.
- Eat plenty of healthy food and foods rich in vitamins and minerals – vitamins and minerals strengthen the immune system, and are considered antioxidants. They mainly eat vegetables from the Crusader family (broccoli, cauliflower), radish, celery, celery, lettuce, garlic, onion, spinach, asparagus, avocado, tomatoes (containing lycopene). About the benefits of drinking olive oil), nuts, deep water fish, legumes (legumes and others), wheat grass, marine algae, wheat germ, nuts and seeds containing vitamin E.
